Reading Corner

Family with suitcases

Three Tips for Managing a Wealth Windfall

Although the odds of winning the lottery may be stacked against you, there’s a chance you’ll receive a large – perhaps unexpected – financial windfall at some point during your life. Regardless of how it arrives – inheritance, insurance payout, divorce settlement, retirement-plan distribution, sale of a business, or company stock options – careful money Read More


Leave Your Job, Leave Your Retirement Plan?

  When you leave a job – whether due to layoff or for any reason – you are often faced with a decision about your 401(k) or other retirement plans. Over time, you may be in the same position as many other employees who have accumulated substantial balances in these employer plans that are designed Read More

silouete of person at deep sundown by lee scott

You, Inc.: The Leap Into Self-Employment

After working for someone else, self-employment can be an exhilarating change. But it’s also fraught with potential pitfalls, including the possibility of running out of money before your new venture even gets off the ground. “The more planning you can do beforehand, the more you’ll increase your chances of growth and success,” says Raj Tumber, Read More

Understanding Employer Granted Stock Options

      Important Information for Option Holders What is a stock option?   An employer-granted stock option is the right to purchase a company’s stock in the future at a fixed price. As the company’s stock price appreciates, the option’s value also appreciates. By offering benefits tied to stock ownership, the company attempts to Read More

wealth management young generation

The Four Seasons of Sustainable Wealth

The traditional three generations named in the loss of private wealth are: the wealth creator, the silent “caretaking” generation, followed by the third “spending” generation. The prototype of the first generation is someone strong and successful. The second generation is raised in the shadow of the first and tends to act as a passive caretaker. The Read More


Juggling the Challenges of the Sandwich Generation

Life expectancies are almost five years longer today than they were 30 years ago, increasing the likelihood you will provide some form of support for aging parents — through home care, helping out with day-to-day chores and errands, or even covering living expenses. That role can make significant demands on your time, energy and financial resources. Read More

caring parents

But They’re My Parents: A Guide to Caring For Aging Parents

Most of us reach a point in life when parents, elderly relatives, or friends begin to require more of our attention and time, and sometimes, our financial support as well. Caring for or helping manage the finances of an elder can be complicated, and few of us are trained for the many aspects of that care. That’s why it helps to have someone to turn to for answers Read More

Factoring Social Security Survivor Benefits into Retirement

Although there’s a great deal of speculation these days surrounding the future of Social Security, no one knows exactly what’s in store for the program. What we do know is that, in spite of the challenges facing the program in today’s economic environment, many Americans have factored Social Security benefits into their retirement plans.  If Read More

The Value of Relationships

Money can be a topic people are reluctant to discuss, but having an open, transparent dialogue about your finances should be the goal when it comes to your relationship with your Financial Advisor. An integral part of the client-advisor relationship is dependent on your advisor knowing the ins and outs of your overall financial situation, Read More

Are You and Your Spouse on the Same Page?

After 24 years of marriage, Joe and Jane often finish each other’s sentences. So imagine how surprised they were when some differing goals emerged during a recent retirement income planning discussion with their Financial Advisor. As their advisor led the couple through an exercise designed to help them set retirement priorities, they discovered that Joe Read More

What We're Currently Reading

During the last days of Narnia, the land faces its fiercest challenge—not an invader from without but an enemy from within. Lies and treachery have taken root, and only the king and a small band of loyal followers can prevent the destruction of all they hold dear.
View in iBooks Store